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About Us

20 Years
of Experience

Welcome to Advocate Ram Chandra Law Firm

The firm started its working since 1997 and till now has successfully resolved thousands of cases of our clients in different areas like Civil, Revenue, Criminal, Consumer and many others. With a working of over 20 years, the firm has established a great trust and confidence among its clients. Our Law firm is doing efficient work all most all the district of Rajasthan.

Our practice area

 Real Estate - Property
 Corporate Law
 Constitutional Law
 Insurance
 Litigation (Civil & Revenue)
 Company Law
 Arbitration & Dispute Resolution
 Business Law
 Family Law
 Banking And Finance
 Consumer Law

Recent Case Study

Case: Mazhar Ilahi vs India Bulls & Ors.
Status: Processing

Arbitrary increase in the interest rate by Financer is Unfair Trade Practice

The another contention of the Borrower was this that increase of interest rate from 13% to 21% is without any basis and guidelines of National Housing Bank. On which the Financer submitted the guidelines of National Housing Bank dated 02.06.2009. On perusal of the same, State Commission observed that in the present case respondent could not show the guiding principles which justified the increase of interest rate from 13% to even 23%. The Counsel for the Financer failed to furnish the Honorable State Commission that how rate of interest are being determined by the Financer and related interest rate governing factors. Thus, Honorable Commission concluded that “increase in interest rate is arbitrary on the part of the Financer and definitely could be termed as Unfair Trade Practice”.

Hence, by allowing the appeal of the appellant, Honorable Commission ordered the Respondent to charge only 13% interest rate on the due amount, and the appellant was awarded Rs. 1 Lakh for the compensation against the Unfair Trade Practice committed by the Respondent and Rs. 20, 000/- for cost of proceedings.

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